Loan details
CNY
%
years
%
%/mo
Common for personal and auto loan handling fees: the up-front fee is charged in the first period, the monthly fee is added to the “Fees” column each period.
Results
First payment
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Monthly / first payment
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Total interest
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Total repayment & fees
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| Period | Payment | Principal | Interest | Fees | Remaining balance |
|---|
Enter your loan details and click “Calculate” to see the full schedule here.
How to read
How to read these results
1
Check monthly pressure
Look at the first payment, the highest payment and the final one — not just the advertised “low monthly payment”.
2
Then check total cost
Interest and fees are shown separately so nothing extra gets overlooked.
3
Finally compare rates
When fees are involved, compare the true annualized cost across offers.